I'm Jordan. I've driven rideshare in Nashville, TN for seven years, I recently added waiting tables on top of it, and between the two, no job has ever handed me a benefits packet. This site is everything I figured out instead.
For most of those years, health coverage meant buying a plan alone on the private market at whatever price they decided to charge. Last November that price jumped from $397 a month to $578, for a plan with a deductible over $8,000. When I called in January to downgrade to something cheaper, they told me no. Open enrollment had just closed. I couldn't afford to stay and I wasn't allowed to change.
So I built my own setup instead: a healthcare crowdfunding membership, a prescription discount plan that has saved me nearly a thousand dollars in four months, and cheap telehealth for the random sick days. My whole stack runs about $192 a month, meds included, and every piece is written up here with real numbers. Start with what I actually do for healthcare.
No Benefits Club is for servers, bartenders, dashers, rideshare drivers, and anyone else whose job pays in tips or gigs and offers exactly nothing else. Health coverage, dental, money systems that work on irregular income, all tested firsthand, all explained like a coworker would explain it, not a brochure.
Some links here are referral or affiliate links, which is how the site keeps the lights on. I only recommend things I actually use, and I show my real numbers so you can judge for yourself.
New posts are landing every week. Join the club to get them.