FOR SERVERS · BARTENDERS · DASHERS · RIDESHARE DRIVERS
Your job gives you a paycheck. That's it.
No insurance, no dental, no HR department, no safety net. I wait tables and drive rideshare for a living, and I built all of that myself, for less than you'd think. This site is the playbook.
What "no benefits" actually costs me every month
People assume going without an employer plan means going without care. It doesn't. It means you build your own setup, line by line, like a check you can actually afford.
These are my real numbers. My old insurance wanted $578 a month with an $8,000 deductible. Every line below has a story behind it, and the stories are the posts.
OLD INSURANCE: $578/MO + $8K DEDUCTIBLE
THANK YOU, TIP YOUR SERVER
START HERE
The first posts are landing now
I'm a Server With No Benefits. Here's Exactly What I Do for Healthcare
My honest CrowdHealth review, three months in. Real monthly numbers, what the fee includes, and the cons the glowing reviews skip.
Read the review →Dental Without Insurance: What Actually Works
The options I've personally used to keep my teeth cleaned and fixed without a dental plan from a job.
Coming soon →Health Share Plans Explained Like You're a Normal Person
Not insurance, but it pays the bills. How health shares actually work, in plain language.
Coming soon →WHO THIS IS FOR
Sound familiar?
Different jobs, same situation: the money's decent on a good night and the benefits are nonexistent every night. Everything here is written by someone living it, not a content farm.
Join the No Benefits Club
One email a week. What I'm paying for healthcare, deadlines that matter (looking at you, November 1), and money moves that work on tip income. No spam, ever.
Unsubscribe anytime. I'd never sell your email, I'm not a corporation.